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The content was written and compiled from sources believed to provide accurate information. The information in this material is not intended to be used as tax or legal advice without consultation. Please consult legal or tax professionals for specific information regarding your individual investment portfolio & situation. Some of this material was developed and produced by Cornerstone Portfolios LLC to provide information on a topic that may be of interest. Cornerstone Portfolios LLC is not necessarily affiliated with any named representative, broker-dealer, state, or SEC registered investment agent or advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any securities.

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Securities offered through Lombard Securities Incorporated: Member FINRA & SIPC. Investment advisory services provided by Lombard Advisers, a registered investment advisor. Securities offered through Lombard Securities Incorporated: Member FINRA & SIPC

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